Mike Cardoza Esq.

A former Marine Corps trial attorney turned debt collector, Mike Cardoza brings a unique “insider” perspective to the FCRA. Mike has degrees come from UCLA and Georgetown Law but is known for his approachable style and “boots on the ground” experience. He has spent more than 10 years litigating high-value consumer credit reporting cases and is the author of The Secret World of Debt Collection: How to Beat Collectors at Their Own Game.