2024 CreditCon Speakers
John Ulzheimer
Credit Expert
John Ulzheimer
Credit Expert
John Ulzheimer is a nationally recognized expert on credit reporting, credit scoring and identity theft, and has worked in the credit industry since 1991. Formerly of FICO, Equifax, Credit.com, and a contractor for VantageScore Solutions for 8 years, John is the only recognized credit expert who actually comes from the credit industry. He has served as an expert witness in more than 650 credit related lawsuits, has provided sworn testimony over 110 times, and has been qualified to testify in both Federal and State courts on the topic of consumer credit. John is the author of four books and thousands of articles about credit, and has been quoted thousands of times by national and regional media on credit related topics. John has presented at every CreditCon since the inception of the event
Jenelle Dito
Senior Director | FICO®
Jenelle Dito
Senior Director, Consumer FICO® Scores
Jenelle Dito is a Senior Director in the Scores group and is responsible for the FICO® Score Open Access program and bringing FICO® Scores to consumers in North America. Over her years at FICO, Jenelle has become passionate about consumer financial empowerment and developing tools to help individuals reach their goals.
Raj Anderson
Founder & CEO | Coachability
Raj Anderson
Founder & CEO | Coachability
Raj is the founder and CEO of Coachability, a global coaching and training organization focused on redefining the possibilities in the learning and development field, and committed to paving the way for a brighter, more empowered future.
Raj brings over 20 years’ experience in leadership, organizational culture, and people development. Having personally trained and assessed hundreds of coaches and leaders across the world, she is an expert in harnessing the power of human potential. As a Master Certified Coach, her track record of coaching senior executives and pioneering leadership development programs includes global clients such as Disney, FICO, and NASA.
Harold Coleman, Jr., Esq., CCA
Senior Vice President – Professional Education & Development | American Arbitration Association
Harold Coleman, Jr., Esq., CCA
Senior Vice President – Professional Education & Development at American Arbitration Association
Harold Coleman, Jr., is an award-winning dispute resolution practitioner, educator, and peace-building champion. He is an attorney, arbitrator, mediator, conciliator, facilitator, teacher, trainer, speaker, writer and conflict coach.
Harold is Senior Vice President — Professional Education & Development, at American Arbitration Association-International Centre for Dispute Resolution (AAA-ICDR) …the global dispute resolution leader, and Mediator/Executive Director for AAA Mediation.org …an AAA technology innovation that trains and develops mediators, promotes their practices, and connects them with a diverse community of users and ADR thought leaders worldwide. As senior executive for Professional Education & Development, he has functional oversight of all arbitrator and mediator training in basic/advanced arbitration case management and basic/advanced mediation skills.
A former multi-disciplinary project manager and complex litigation attorney, Harold’s mediated and arbitrated multiplied hundreds of litigated and non-litigated disputes over a 30+ year legal and ADR career. His formal education encompasses studies in civil engineering, business, real estate and law, leading to the academic degrees of Bachelor of Science and Juris Doctor. He is a former member of the AAA-ICDR’s international board of directors, a Fellow of the College of Commercial Arbitrators (CCA), and currently officer/director for the International Mediation Institute (IMI). He is program co-chair for the American Bar Association’s Advanced Mediation & Advocacy Skills Training Inst. and University Advisory Council member for the California State Univ., San Marcos.
Harold is a recipient of the State Bar of California’s Distinguished Service to the Legal Profession citation and was nominated, vetted for, and profiled in the National Law Journal’s Legal Times as an ADR Champion for 2017. In 2018 he was conferred the American Bar Association Section of Dispute Resolution’s 2018 Chair’s Distinguished Service Award. In 2020 the National Bar Association (NBA) awarded Harold the Meritorious Service citation for his support of NBA ADR diversity initiatives and service to its membership through professional development training, mentorship and guidance during a long-standing, multi-decade partnership of AAA and NBA.
Harold also is recipient of the Southern California Mediation Association’s (SCMA) 2020 Cloke-Millen Peacemaker of the Year Award, SCMA’s highest honor bestowed on individuals who inspire the ADR community and public at large with their dedication to peacemaking.
Harold serves the global ADR community from the Association’s Southern California and New York offices. Contact: ColemanH@aaamediation.org; direct 619.794.6001; www.aaamediation.org
Samantha Brann
Branch Chief | FEMA
Samantha Brann
Branch Chief | FEMA
Michael R. Powell
Vice President for Construction Division | American Arbitration Association
Michael R. Powell
Senior Vice President – Construction Division at
American Arbitration Association
Michael Powell is Vice President for the Construction Division of the American Arbitration Association® (AAA) and manages the Los Angeles Regional Office. Mr. Powell, a 28-year veteran with AAA, is responsible for expanding the use of AAA construction and commercial Alternative Dispute Resolution (ADR) services in the Pacific West Region. In this role, he frequently interacts with clients who file cases and neutrals who serve as arbitrators and mediators. Mr. Powell also has national responsibility for developing the AAA’s construction caseload and works closely with construction industry associations through the AAA’s National Construction Dispute Resolution Committee (NCDRC). In this capacity, he assists the corporate, legal and public sector communities by educating them on proven dispute avoidance and resolution techniques and in designing dispute resolution systems to meet their specific needs.
Mr. Powell is a graduate of California State University, San Bernardino. He is an author and frequent presenter on the subject of Alternative Dispute Resolution. He gives back to the ADR community with service as an active Board Member and past President of the California Dispute Resolution Council (CDRC), and an advisor to several local ADR member organizations.
Bryce McNitt
Chief of Staff | CFPB
Justin Wilson
Justin Wilson
Jwill, a decorated combat veteran turned Fintech SVP, has transformed his special ops leadership skills into business triumphs. With 7 years of elite military experience, he now excels in adaptive leadership and team building, having led a sales force of 4,000+ across eight countries. His strategic prowess saw a growth of $45M in sales for credit education, impacting 52,000+ clients. A devoted family man, he champions work-life harmony. Jwill consults for top-tier firms, including a leading solar provider and a major credit monitoring corporation. An influential speaker, he hosts the Smart Credit Conference and has elevated over 500 small businesses, instilling his methodologies for multimillion-dollar success.
Alicia Ault
Founder | Level Up Score
Alicia Ault
Founder | Level Up Score
Introducing Alicia “Ali”, a powerhouse in the credit repair industry boasting over two decades of expertise in reshaping financial destinies. With a robust academic foundation and a wealth of practical experience, Alicia stands as a beacon of knowledge and guidance in the realm of credit enhancement.
Armed with a bachelor’s degree in organizational leadership from Wright State University and a Master’s degree in Organizational Leadership (Professional and Executive Coaching) from Lewis University, Alicia brings a unique blend of theoretical understanding and practical acumen to her craft.
Throughout her illustrious career, Alicia has been the driving force behind countless success stories, steering individuals, business owners, and families towards their credit aspirations with unwavering determination.
At the upcoming credit event, Alicia is set to unveil her groundbreaking strategy for achieving 10x growth in business. Through the lens of the 80/20 principle and the transformative philosophy of “The Who Not How,” Alicia will illuminate the path to unprecedented success.
Join Alicia as she shares her insights into setting audacious goals, harnessing the power of strategic allocation, and leveraging connections to propel your business to unparalleled heights.
With Alicia’s guidance, attendees will not only gain a deeper understanding of credit enhancement but also unlock the keys to exponential business growth. Don’t miss this exclusive opportunity to learn from a true expert and embark on a journey towards transforming your business and living from your future self.
Eric J. Ellman
Senior Vice President, Public Policy & Legal Affairs | CDIA
Eric J. Ellman
Senior Vice President, Public Policy & Legal Affairs
Eric J. Ellman is Senior Vice President for Public Policy and Legal Affairs at the Consumer Data Industry Association (CDIA) in Washington, DC.
At CDIA, Eric leads the federal regulatory affairs program, runs the legal department, and serves as liaison to the format teams for credit data reporting. He participates in the management of the Association as well. With CDIA since 1998, Eric’s work has been highlighted on the front page of the USA Today Money section (June 2007), where he was called a “warrior” who is “always well prepared for battle”.
Eric holds a B.S. from American University in Washington, DC, and a law degree from the University of Baltimore. He is a member of the bar in Maryland and Pennsylvania, and is CIPP/US certified by the International Association of Privacy Professionals (IAPP).
Rick Eggleton
Senior Vice President | IDIQ℠
Rick Eggleton
Senior Vice President | IDIQ℠
Rick Eggleton, Senior Vice President for IDIQ℠, began his career working in his family business in the transportation industry before moving to CoreLogic® in 2013. Originally the move was to manage a small niche business that supported transportation but quickly moved to the broader and more strategic business of CoreLogic focusing on the mortgage industry. Eggleton led sales initiatives with the global sales team to bring in an additional $10 million in annualized revenue in a down real estate market. He then began leading the business unit sales as well as the account management group and was responsible for $200 million in revenue. In 2018, Eggleton joined IDIQ, building both the company’s sales and account management groups. Since Eggleton joined the team, IDIQ has, experienced consecutive years of triple-digit growth.
Rick has a B.A. in business administration and finance from Trinity Western University.
David Michalek
Chief Brand Officer | Credit Versio
David Michalek
Chief Brand Officer | Credit Versio
David began his career in credit repair and education in 2012. During his first seven years, he conducted over 20,000 one on one credit consultations and enrolled thousands of people in a personalized credit restoration program. Believing the industry would evolve into software guided DIY, he took an opportunity in 2019 to join an innovative team of software developers and credit experts to create Credit Versio. Since its introduction in March of 2020, over 450,000 people have created a Credit Versio account to resolve their credit challenges.
Aaron Swift
Partner | Swift Law
Aaron Swift
Partner | Swift Law
After graduating in 2011, Aaron Swift spent his first year out of law school as the Assistant Director of Alumni Relations at Stetson Law, where he helped create Stetson’s Solo Practice Institute, a one-of-a-kind program focused on helping recent graduates start their own law practices. Aaron then entered private practice and litigated FCCPA, FDCPA, TCPA, and FCRA cases as an associate in St. Petersburg, FL. In 2017, Aaron embraced the entrepreneurial spirit and started his own firm, Swift Law. Swift Law now represents consumers throughout Florida and the country and has grown to 6 attorneys with an amazing support staff. Swift also manages Swift Law North, the D.C.-based national wing of his firm and ConsumerLaw101.com, a one-of-a-kind teaching series for Credit Professionals.
Eric Kamerath
Credit.com | Senior Vice President and Chief Legal Officer
Eric Kamerath
Credit.com | Senior Vice President and Chief Legal Officer
Eric is the
Chief Legal Officer at Credit.com and counsel to Lexington Law Firm. He
also serves as the Secretary / Treasurer of the American Association of
Consumer Credit Professionals, a 501c(6) industry trade organization for the
credit repair industry. Eric has a long history with the credit repair
industry, dating back to 2005, and has worked in a variety of business and
advisory roles since that time. Eric’s primary responsibilities at
Credit.com include regulatory compliance, review of marketing materials and
service delivery, interfacing with Lexington Law’s attorney network, managing
external regulatory counsel and coordinating regulatory and government affairs.
Prior to his involvement with Lexington Law and Credit.com, Eric
practiced intellectual property law.
Subhan Tariq, Esq.
The Tariq Law Firm, PLLC
Subhan Tariq, Esq.
The Tariq Law Firm, PLLC
Subhan Tariq, Esq. regularly handles complex commercial litigation, with particular experience in consumer finance litigation in individual and class action cases in the areas of federal and state consumer protection laws. Mr. Tariq has successfully helped thousands of consumers exercise their rights against large institutional banks, debt collectors, and consumer reporting agencies.
Mr. Tariq consults with other lawyers and law firms on blockchain automation, working towards a streamlined efficient network of client files, document automation, and cost-effective workflows. He also is a leading consultant in the cryptocurrency space, providing in-depth analysis of the latest regulations and opportunities around the world.
Notable Decisions:
– Bah v. Apple Inc., 2020 U.S. Dist. LEXIS 22867
– Ranginwala v. Citibank, N.A., 2020 U.S. Dist. LEXIS 22942
– Rice v. Resurgent Capital Servs., L.P., 2017 U.S. Dist. LEXIS 20932
– Khan v. Equifax Info. Servs., LLC, 2019 U.S. Dist. LEXIS 100119
Rondi Lambeth
CEO & Founder | Fortress
Rondi Lambeth
CEO & Founder | Fortress
Rondi Lambeth is an award winning TV & Radio Show Host, a best selling author and has been seen & heard on ABC, CBS, CNN, Fox & NBC. He has spoke in front of tens of thousands of people on stages all across the world including Harvard. Over a decade ago Rondi founded Fortress Credit Pro, America’s first 100% paid on performance credit repair company. Fortress has removed millions of late pays, collections, charge-offs, repo’s, short sales, foreclosures, tax liens, judgments and bankruptcies from credit reports. He has helped tens of thousands non qualifying applicants become mortgage ready in as little as 90 days. Rondi is currently the host of The School of Wealth. Rondi Lambeth Best Selling Author / Speaker / TV Host CEO and Founder of Fortress
Shiva Bhaskar
Tier One Credit | Head Attorney & Co-Founder
Shiva Bhaskar
Head Attorney & Cofounder – Tier One Credit
Shiva Bhaskar is a consumer rights attorney, whose practice focuses primarily on litigating cases involving the Fair Credit Reporting Act, and Fair Debt Collection Practices Act. Shiva is the principal attorney of Gopal Law Group, a consumer rights law firm. He is also the head attorney and cofounder of Tier One Credit, a credit repair firm based in California. Tier One Credit operates on a pay per delete basis, and emphasizes both restoring credit, as well as building positive new credit. Shiva is proud to be at the nexus of credit repair and credit / debt litigation. Shiva has trained numerous real estate and mortgage professionals in best practices for credit restoration & credit management. He has educated members of the South Bay Association of Realtors, Inland Valley Association of Realtors, LeaderOne Financial, Bank of The West, and more. Shiva is a proud member of the National Association of Consumer Advocates, the American Bar Association, and the State Bar of California. Shiva is a 2010 graduate of the UCLA School of Law, where he participated in Mock Trial, Moot Court and the Journal of International Law and Foreign Affairs. Shiva graduated from UCLA in 2005, with a BA in Political Science.
Jason Steele
CardCon Event and Freelance Credit Card Writer
Jason Steele
CardCon Event and Freelance Credit Card Writer
Jason Steele a full-time freelance writer and consultant and an expert in credit cards, travel, and general personal finance. Jason has been writing about credit and credit cards since 2008 and is widely recognized as one of the leading experts in this industry. Jason also produces CardCon, which is The Conference for Credit Card and Consumer Credit Media.
Matt Liistro
CEO | Credit Admiral Software
Matt Liistro
Credit Admiral Software
Matt Liistro is Co-Founder of Credit Admiral Software and a 28 year veteran of the Credit Repair Industry. Matt is the organizer of the annual CreditCon Event. Matt is a published author appearing in numerous publications including The New York Times, Yahoo Finance, Dow Jones Marketplace, and The Washington Business Journal. Matt has served with NACSO (National Association of Credit Service Organizations) and is currently a Director with AACCP (American Association of Consumer Credit Professionals. Matt has been active in credit repair legislative efforts in both Georgia and Illinois. Matt currently has authored a petition with the Federal Trade Commission to change the Telephone Sales Rule. Matt currently has a petition pending with the CFPB to modify the Fair Credit Reporting Act. Matt’s expertise lies in the credit disputing process. Matt is passionate about uniting credit industry professionals and the sharing of credit knowledge.
Ron Howard
Executive | SoTellUs
Ron Howard
So Tell Us Executive
SoTellUs’s revolutionary review system allows you to get 1,000’s of powerful video, audio, and written reviews instantly and in seconds. Reviews are crucial to your business. With everyone saying their services or products are the best and so much competition out there, you need to stand out. This review system turns your clients and speaking audiences into sales reps for you. When people watch these powerful, in-the-moment video reviews, they will believe you are the right match for them! The proven results: an increased conversion of 84% on website! Your 4 and 5-Star reviews will automatically show up on your website, and then be pushed through to social networks. SoTellUs also SEOs your top reviews for Google and other search engines.
Betsy Mayotte
President | The Institute of Student Loan Advisors
Betsy Mayotte
Founder/President | The Institute of Student Loan Advisors
Betsy is the President and Founder of The Institute of Student Loan Advisors (TISLA). She has been working in the student loan industry doing compliance and advocacy work for over 20 years and has helped thousands of borrowers with their student loans.
Betsy has served as a primary negotiator for several federal Title IV negotiated rulemaking sessions on topics such as the use of student loans at foreign schools, loan rehabilitation and borrower defense to repayment. In addition, Mayotte frequently conducts regulatory trainings for the higher education financing industry both in the United States and as far away as the United Kingdom, Canada, Australia and New Zealand. She is regularly quoted in the media on student loan issues and was a frequent contributor to U.S. News and World Report’s The Student Loan Ranger blog Betsy was born and raised in Lowell, MA and currently lives in Plymouth, MA.
Michael Thurman
Founder | Thurman Legal
Michael Thurman
Founder of Thurman Legal
Michael Thurman is a regulatory defense attorney who represents businesses, executives and employees in lawsuits, arbitrations and regulatory actions. He regularly defends business clients in consumer protection class actions and government regulatory actions and investigations brought by the Federal Trade Commission (FTC) and state regulators, and counsels clients in various industries on advertising and marketing issues.
Mr. Thurman also counsels businesses and makes presentations regarding compliance and risk management issues, including supervisory and enforcement developments associated with the Consumer Financial Protection Act, Telemarketing Sales Rule and other state and federal laws that apply to the debt settlement industry.