2022 CreditCon Speakers


Sarano Kelly

Life Coach and Motivational Speaker

Number #1 rated speaker, a best-selling author, renowned top performance coach, White Housemedia skills trainer, television personality and now the creator of a one of a kind omni channelmedia brand, High Net Worth TV, Sarano Kelley is an industry leader,business icon and globalphilanthropist.

Sarano grew up in a gang-infested neighborhood, yet despite that, he entered Vassar College at age16. By age 23, he was working on Wall Street earning over $400,000 a year in the early 80’s as afinancial professional at Lehman Brothers.

A million-dollar producer before he was 30 years old, Sarano went on to become a renownedFortune 500 communication skills trainer. With offices on Park Ave in New York City, he was theNumber #1 trainer for the nation’s oldest and largest communications training company.

At the launch of his own business, now known nationally and internationally as The Kelley Group,he appeared on “Good Morning America” and many other television shows where his landmark book

“The Game: Win Your Life in 90 Days” was featured. That book now defines the field of personalperformance coaching. Since then, Sarano has had several television shows made about theincredible results produced by his widely recognized coaching process called the “90 Day Game.”

Sarano went on to become the Number #1 rated speaker in the financial services industry by theSecurities Industry Association at the Wharton School of Business, and he was a media skills coachto the White House.

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Mark Calabria

Former Director of the Federal Housing Finance Authority

Mark was the director of the Federal Housing Finance Authority from April 2019 to June 2021. From February 2017 to April 2019 Mark was the Chief Economist to Vice President Mike Pence. Prior to that Mark was Director of Financial Regulation Studies for the Cato Institute which is a top think tank in the world. Mark spent six years as a member of the senior professional staff of the U.S. Senate Committee on Banking, Housing and Urban Affairs. In that position, Calabria handled issues related to housing, mortgage finance, economics, banking and insurance for Ranking Member Richard Shelby (R-AL). Prior to his service on Capitol Hill, Calabria served as Deputy Assistant Secretary for Regulatory Affairs at the U.S. Department of Housing and Urban Development, and also held a variety of positions at Harvard University’s Joint Center for Housing Studies, the National Association of Home Builders and the National Association of Realtors. Calabria has also been a Research Associate with the U.S. Census Bureau’s Center for Economic Studies. He has extensive experience evaluating the impacts of legislative and regulatory proposals on financial and real estate markets, with particular emphasis on how policy changes in Washington affect low and moderate income households. He holds a doctorate in economics from George Mason University.

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Julie Wooding

Director – FICO

Ms. Julie Wooding, FICO Director, works with clients, consumer advocates and regulators to help them better understand the power of credit scoring technology and its benefits to the financial industry. As a key subject matter expert in the FICO Scores group, Julie works with top-tier lenders in the U.S. to help them evaluate and implement FICO scoring solutions. She delivers in-depth credit scoring training to regulators and lenders, most recently in the U.S., Canada, Russia, Mexico, Romania, the Philippines, and Qatar. Julie has experience in behavior, bankruptcy, revenue and risk score development, implementation and validation, and previously worked on the development of FICO® Scores for U.S. and Canada. Julie holds a B.S. in Finance, and an M.B.A.


John Ulzheimer

Credit Expert

John Ulzheimer is a nationally recognized expert on credit reporting, credit scoring and identity theft. He is the President of The Ulzheimer Group. Formerly of FICO, Equifax and Credit.com, John is the only recognized credit expert who actually comes from the credit industry. He has served as a credit expert witness in more than 385 cases and has been qualified to testify in both Federal and State courts on the topic of consumer credit. John is the author of four books about credit and has been quoted thousands of times by the national media on credit related topics