2022 CreditCon Speakers

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John Ulzheimer

Credit Expert

John Ulzheimer is a nationally recognized expert on credit reporting, credit scoring and identity theft. He is the President of The Ulzheimer Group. Formerly of FICO, Equifax and Credit.com, John is the only recognized credit expert who actually comes from the credit industry. He has served as a credit expert witness in more than 385 cases and has been qualified to testify in both Federal and State courts on the topic of consumer credit. John is the author of four books about credit and has been quoted thousands of times by the national media on credit related topics

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Julie Wooding

Director – FICO

Ms. Julie Wooding, FICO Director, works with clients, consumer advocates and regulators to help them better understand the power of credit scoring technology and its benefits to the financial industry. As a key subject matter expert in the FICO Scores group, Julie works with top-tier lenders in the U.S. to help them evaluate and implement FICO scoring solutions. She delivers in-depth credit scoring training to regulators and lenders, most recently in the U.S., Canada, Russia, Mexico, Romania, the Philippines, and Qatar. Julie has experience in behavior, bankruptcy, revenue and risk score development, implementation and validation, and previously worked on the development of FICO® Scores for U.S. and Canada. Julie holds a B.S. in Finance, and an M.B.A.