Dr. Gerald Fahner is Senior Director in FICO’s Scores division, where he leads the Advanced Analytic Capabilities Research group. He specializes on innovative methods and... Read More

Patricia Kelmar is the Senior Director, Health Care Campaigns for U.S. PIRG. PIRG is a federation of state-based, nonpartisan, citizen-funded Public Interest Research Groups. In... Read More

Dan Smith is president & CEO of the Consumer Data Industry Association (CDIA), a trade association representing the U.S. consumer reporting industry. At CDIA, Dan is... Read More