Dr. Pat Nanda

Dr. Pat Nanda, the Founder of CBD CREDIT, is a globally recognized authority in the field of credit. Dr. Nanda is a data scientist focused on the creation and/or customization of various scoring models for such companies as American Express, Bank of New York, Citibank, Tidewater, Mercedes Benz, SAFCO, Zales Jewelers, Capital bank, Yamaha, Nationwide Auto, Pelican Auto, Verizon, and hundreds of other large and small auto financiers, banks, credit unions, department stores, insurance companies, jewelry stores, telecom and other utility companies around the world, to optimize returns on their credit portfolios.